Well I got it. I ended up buying the transfer cable. Transferring files was simple enough. I kept all my bookmarks even in Firefox. That surprised me. Pictures, documents, emails, contacts etc transferred with one click. The only real problem was during the transfer it didn't move my folder structure from Windows Mail (Vista) into Windows Live Mail (Window 7). I sort my incoming mail into 15 or so different folders using message rules. That took the most time getting all that straightened out. The message rules didn't transfer either.
The biggest complaint I have has to do with the Toshiba rather than Windows 7. The sales person told me it has a 7400 rpm HD. She failed to tell me about the built in feature in this Toshiba is to move the HD arm into a safe location if it detects vibration and it won't read as long as this arm is in that location. This is the computer I have in my truck so it vibrates all the time. Granted it takes a pretty good bump to pause it but we're talking about Mississippi, Alabama and Tennessee here.